This is what you have to gain from a well-planned life insurance program. We conduct the research to determine your actual needs, according to your income, mortgage/debts, dependent costs and estate. This allows us to create an innovative and cost-effective design that can help:
As a business owner, your retirement income is entirely dependent on your own planning. While some plans may achieve financial security, others may offer a little beyond.
By hedging investments with risk management solutions, our clients are offered a unique and personalized enhanced retirement plan. Based on the unique goals set for their postretirement life, we use wealth management strategies to:
It is also your company’s most important asset. Disability insurance protects you from risks that would reduce your earning ability. Most importantly, it provides repayment of loans or lines of credit in a time of need.
Don Mackenzie
President
Dobco Equipment Ltd.
Steve Chau
Director of Finance & Administration, Retired
ACS CORP
Mark Dubeau
Consulting Partner
Scorecard Systems Inc.
We have worked with Phil Hale for many years. Phil is very client focused and provides an exceptional level of service. He ensures we have a complete and full understanding of the group benefit renewal including premiums, experience, and coverage all while ensuring the underwriter is providing the best possible value combination of pricing, coverage and service.
Phil stays active with our account during the year by reviewing our claims / premium experience and holding all stakeholders accountable. Phil is very responsive to our needs and questions by demonstrating a patient understanding of our questions and concerns.
Bruce Bailey, CA, CPA
Vice President Finance
Alcohol Countermeasure Systems Corp
